Ⅰ 鐞嗚儲100鍏冧竴涓鏈堣兘鏈夊氬皯錛
甯傚満涓婄殑鐞嗚儲浜у搧鏈夊緢澶氾紝鏈夌殑鏄鏈夐棬妲涳紝姣斿傝翠竴鍗冭搗璐錛屾垨鑰呭嚑鍗冭搗璐鐨勶紝鏈夌殑闂ㄦ涘緢浣庝竴鍏冨氨鍙浠ヨ搗璐錛岄偅涔堢悊璐100鍏冧竴涓鏈堣兘鏈夊氬皯錛100鍏冪悊璐㈣禋閽辯殑濂藉姙娉曟湁浠涔堬紵涓嬮潰鎴戜滑涓烘偍涓句緥璇存槑浜嗭紝蹇鏉ョ湅鐪嬪惂錛
璐涔板熀閲戝拰閾惰屽瓨嬈鵑棬妲涙槸寰堜綆鐨勶紝鍩洪噾10鍏冨氨鍙浠ヨ搗璐錛岃岄摱琛屽瓨嬈捐喘涔100鍏冧篃鏄鍙浠ョ殑錛屼絾鏄閾惰屽畾鏈熶竴鑸鏄涓変釜鏈堣搗錛屽傛灉鏀鵑摱琛屼竴涓鏈堝氨鍙鑳芥槸閾惰屾椿鏈熶簡錛屽彟澶栬繕鍙浠ユ妸閽辨斁浣欓濆疂錛屽儚璐涔板浗鍊哄拰鏈変簺閾惰岀悊璐㈤棬妲涜繃楂樼殑璇濓紝100鍏冩槸涓嶈兘鎶曡祫鐨勶紝浠ヤ笅鏄鎴戜滑涓哄ぇ瀹朵婦渚嬭存槑鐞嗚儲100鍏冧竴涓鏈堣兘璧氬氬皯?
1銆佽喘涔拌揣甯佸熀閲戠悊璐
姣斿傝存斁鍦ㄤ綑棰濆疂錛岄偅涔堝亣璁句綑棰濆疂鐨勫埄鎮鏄2%錛岀悊璐100鍏冧竴涓鏈堣兘璧氱殑璁＄畻鍏寮忓備笅錛
1002%/365=0.005鍏冩槸姣忓ぉ鐨勬敹鐩娿
0.00530=0.15鍏冩槸涓涓鏈堢殑鏀剁泭銆
2銆佹斁閾惰屾垨涔拌偂紲ㄥ熀閲
閾惰屾椿鏈熷埄鐜囦竴鑸鏄0.3%錛岀敱姝ゅ彲鐭ヤ竴涓鏈堣兘璧氱殑鏀剁泭鏄姣斾綑棰濆疂榪樿佷綆錛岃禋鍑犲垎鐢ㄥ勪篃姣旇緝灝忥紝鍏跺疄100鍏冩兂璧氬彇鐨勬敹鐩婇珮涓鐐癸紝鏄鍙浠ヨ喘涔拌偂紲ㄥ熀閲戠殑錛岃繖綾葷悊璐浜у搧10鍏冨氨鍙浠ヨ搗璐錛屼絾鏄灞炰簬楂橀庨櫓錛岄珮鏀剁泭鐨勭被鍨嬶紝涓鑸涓澶╄禋鐨勫氱殑鏃跺欙紝鍙鑳借禋2~3鍏冿紝浜忎篃鏄鍚岀悊錛岃繖鏍峰傛灉琛屾儏濂界殑璇濓紝涓涓鏈堣禋10鍏冨埌20鍏冨乏鍙充篃鏄鏈夊彲鑳界殑錛屼絾浜忕殑璇濅篃鏄鍚岀悊錛屾槸浼氫簭鎹熷埌浣犵殑鏈閲戠殑銆
鎬葷粨錛100鍏冪悊璐㈣禋閽辯殑濂藉姙娉曟湁璐涔拌揣甯佸熀閲戠悊璐銆佹斁閾惰屾垨涔拌偂紲ㄥ熀閲戙傚彟澶100鍏冪悊璐㈣喘涔拌揣甯佸熀閲戠悊璐錛岄勮℃槸涓涓鏈堣禋0.15鍏冿紝鏀鵑摱琛屾椿鏈熷彧鑳借禋鍑犳瘺錛屾敹鐩婁笉澶э紝濡傛灉鏀捐偂紲ㄥ熀閲戠殑璇濊佺湅鑲＄エ鐨勬定騫呮庝箞鏍鳳紝涓嶈兘鍏蜂綋璁＄畻鍏舵敹鐩娿
Ⅱ 閾惰岀悊璐浜у搧鏀剁泭鐜囦竴鑸鏄澶氬皯
1銆佷笉鍚岀殑鐞嗚儲浜у搧鍏舵敹鐩婄巼涓嶄竴鏍楓備粠閾惰岀悊璐浜у搧鐨勬暣浣撴敹鐩婂強鍘嗗彶鏀剁泭寰楀嚭錛屽叾鐞嗚儲浜у搧鐨勫勾鍖栨敹鐩婁竴鑸鏄4%-5%錛屼腑絳夐庨櫓鐨勭悊璐涓鑸灝嗗勾鍖栨敹鐩婄巼鏀懼ぇ鍒5%-8%涔嬮棿錛屽畾鏈熷瓨嬈鵑勬湡騫村寲鍒╃巼鍦3%-6%涔嬮棿銆傞珮鏀剁泭涓庨珮椋庨櫓騫跺瓨錛岄勬湡騫村寲鏀剁泭瓚婇珮錛岄庨櫓瓚婂ぇ銆
2銆侀摱琛岀悊璐浜у搧鐨勫巻鍙查勬湡騫村寲鏀剁泭閲戦=鎶曡祫閲戦澝楀巻鍙查勬湡騫村寲鏀剁泭鐜嚸楁姇璧勫ぉ鏁/鍩烘湰澶╂暟銆傛暣浣撴潵璇達紝鑲＄エ鍨嬪熀閲戞姇璧勯庨櫓杈冮珮錛屽哄埜鎶曡祫椋庨櫓鐩稿硅緝灝忋
3銆佸湪閫夋嫨閾惰岀悊璐浜у搧鏃躲傛姇璧勮呬竴瀹氳佹牴鎹鑷韜鎯呭喌鍙婅嚜韜緇忔祹鏉′歡閫夋嫨錛屽傛灉鏄鏂版墜鎶曡祫寤鴻閫夋嫨鏀剁泭涓庨庨櫓閮借緝浣庣殑浜у搧錛岃繖鏍峰彲浠ョ粌緇冩墜錛屼笉鐢ㄥ幓緹℃厱閭ｄ簺鑳藉熺啛緇冩姇璧勯珮椋庨櫓浜у搧鐨勪漢錛屾瘯絝熺綏椹涓嶆槸涓澶╁緩鎴愮殑銆
Ⅲ 鐞嗚儲浜у搧騫存敹鐩婄巼澶氬皯錛
1銆侀摱琛屽畾瀛橈紝騫村寲鏀剁泭鐜1%鈥3%錛2銆佸偍钃勫浗鍊猴紝騫村寲鏀剁泭鐜3.9%鈥4.3%錛3銆佽揣鍩猴紝騫村寲鏀剁泭鐜3.5%鈥4.5%錛4銆佷繚鏈鍨嬮摱琛岀悊璐錛屽勾鍖栨敹鐩婄巼3%鈥5%銆